We want your vehicle! Get the best value for your trade-in!


Exactly what does Boyle Buy Here Pay Here do?

We help people with credit problems such as bankruptcy, no credit or bad credit, get reliable transportation and a car loan, at terms they can afford. Most car dealerships are not prepared to deal with the credit challenged person. We are the specialists, this is all we do. We treat our customers with the respect they deserve. Have you been treated rudely or differently at a car dealership when the salesperson found out you had credit issues? NOT AT Boyle Buy Here Pay Here! Any credit problem you may have, no matter what it is, we've seen it before. Nothing you say is going to surprise us, or embarrass you. Boyle Buy Here Pay Here have helped thousands of people in Sumter, SC get the car, minivan or truck they want. No other dealer or vehicle finance company in Sumter, SC has done more than Boyle Buy Here Pay Here has. We can help you.

Do you need large down payments?

Boyle Buy Here Pay Here vehicles starting with down payments as low as $300. We know you work hard for your money. You can use a trade in as a down payment also. Even if you don't have your down payment right now, you owe it to yourself to contact us and let us show you what we can do.

What kind of cars do you sell?

At Boyle Buy Here Pay Here, we sell all kinds of cars, SUV's, minivans and trucks. We have sporty 2 doors, 4 door sedans, minivans, and sport utilities.

What are the requirements for purchasing a vehicle at Boyle Buy Here Pay Here?

You will need a valid South Carolina Driver's License, most recent pay stubs or proof of income, proof of full coverage insurance, your trade if you have one, and any down payment you may have. You will talk to one of our credit specialists, and we'll show you vehicles that fit your budget and credit situation. At Boyle Buy Here Pay Here, we want the vehicle, and the loan, to fit your specific needs.

How do the payments work?

Payments can be weekly, bi-weekly, or monthly, based on income, your personal situation and the vehicle purchased. We are able to provide more flexible financing options than new car and ordinary used car dealerships, because we are the lender. The decisions are ours to make. This gives us an advantage the other guys just don't have. Payments are usually made at our office but can be mailed in or even made online. We will custom design a financing program based on what works best for your individual situation.

How long does it take?

About half of our customers can drive home in a Boyle Buy Here Pay Here vehicle the same day they visit us. Others may need to go home and bring us pay stubs or the like to be able to take delivery. If you bring in all the information we need, it can take as little as 20 minutes! You can even apply on-line 24/7 and be pre-approved before you arrive at our office. It doesn't get much easier than that.

What types of people buy cars from Boyle Buy Here Pay Here?

Boyle Buy Here Pay Here helps all kinds of people buy cars. We understand that good people can and sometimes do have credit problems. Boyle Buy Here Pay Here has helped professionals, white collar and blue collar workers, medical professionals, divorced people, people with unpaid bills, and many others from all walks of life. What you do for a living, where you live, or where you went to school does not define, you or your credit situation. Race, religion, gender or marital status is not an issue. At Boyle Buy Here Pay Here, you are treated as an individual. not just a credit rating. Our credit specialists will discuss with you the vehicles and loan terms that work for you. And remember, no matter who you are or what your credit situation, we will treat you with dignity and respect.

Can I take my vehicle to my own mechanic for him to inspect it before I purchase?

Yes, We highly reccomend that you do. We want you to know the condition of the vehicle before you buy it.

Do you take trade ins?

Yes, we take trade ins of any make, model and year. If you owe money on your trade, please be sure to bring your finance information with you including account number, phone number, and name of bank or finance company.

I have a bankruptcy, can you arrange financing for me?

Yes, as long as the bankruptcy is discharged. You may be asked to bring some paperwork with you confirming this.

If I want to be approved for a Boyle Buy Here Pay Here loan and vehicle, what do I have to do?

You have a number of choices..... First, you could stop by our office and talk to one of our credit specialists in person. They will speak to you about your credit situation in a relaxed manner. Once your budget and needs are established, you can select a vehicle.

Or... You can apply for pre-approval online at this site. Just go to our "Online Credit Approval", fill out the information, and one of our credit specialists will personally review it. Then we contact you by phone or email within 24 hours!

What makes you different from the other car dealers advertising for people with credit problems?

Many things make us different, but here is a short list...

  • We are The "Car Credit Specialists." This is all we do.
  • Over 15 years experience
  • Professional, experienced, highly trained staff
  • We match the car, the payments and the term of the loan to your individual situation
  • We are in this for the long haul. We will always be here when you need us.

This is only a short list. Call or stop in to see for yourself!